Swine flu means watching travel insurance's small print
13.10.09
Let's say you don't after to get the H1N1 swine flu shot, but you've planned a big trip and worry about the cost of canceling or wounding it short if you made the wrong call.
You can hedge your bet by purchasing travel insurance. But experts warn that you penury to know what different policies do and don't cover.
First, a little background. Travel insurance packages set someone back 4 to 10 percent of a trip's total price. At SquareMouth.com, a Web site based in St. Pete Lakeshore that lets you compare travel insurance, the typical policy runs around $200 for a $3,000 misstep, CEO Chris Harvey says.
That should cover nonrefundable travel expenses if you annul a trip or need to leave early, plus emergency medical costs and reimbursement for devastated baggage.
The swine flu throws a few wrinkles into the deal. A handful of companies have pandemic exemptions that won't let you amass if you catch H1N1 before you leave or during your trip. Ask before buying and stay away from those policies, Harvey says.
Source: Tampabay.com